124 N Permuda Wynd Drive North Topsail Beach, NC 28460

Oceanfront Opportunity in Stump Sound - Motivated Seller + Lender Credit Incentive.
Experience the ultimate coastal retreat in this beautifully updated 4-bedroom, 3.5-bath oceanfront home located in the highly sought-after Stump Sound community. This move-in-ready property offers the perfect combination of lifestyle and investment potential. With over $53,000 in gross rental income in 2025 -- while still allowing for peak-season owner use -- and 2026 bookings already underway. This home presents a strong income-producing opportunity. Recent upgrades provide peace of mind and modern coastal comfort, including: New HVAC system (2023),
New oceanfront decks ideal for sunrise views and coastal breezes, Fresh interior paint throughout, All new appliances, including washer and dryer. Updated lighting fixtures and electrical receptacles. and a New private hot tub for relaxing after a day on the beach.

Located in the desirable Stump Sound community, residents enjoy access to a pool, clubhouse, tennis courts, and boat ramp -- enhancing both personal enjoyment and rental appeal.

All this plus:
Located in Federal Flood zone with a transferable flood policy under $900/year
Survey displays the home meets required oceanfront setbacks -- a critical advantage for oceanfront properties!

New Incentive: Preferred lender Andrew Stancill with Coastline Capital Mortgage is offering up to 1% of the loan value in lender credits toward buyer closing costs. Buyer is not required to use this lender to have an offer accepted (NMLS 2167479).

Whether you're seeking a high-performing vacation rental or a private oceanfront escape, this property delivers on location, updates, and long-term value.